Tahua Whakatupato
Conservative

The Conservative portfolio has a low risk bias but with an increasing level of equity (share) investments to generate some growth in capital value.  The portfolio has 18% of its assets in cash, 62% in fixed interest, 3% in property shares, 6% in Australasian shares and 11% in international shares.  This portfolio is ideal for low risk investors with medium to long term investment timeframe.